If you can’t pay your rent, you have missed rent payments or you are worried your payments are not being made, sort things out as soon as you can.
Even if you have other debts, paying your rent should always be your top priority!
It is best to talk early. This will help prevent your debts from building up. It is all too easy to bury your head in the sand but the problem won’t go away unless you face it and deal with it. If you are having problems paying your rent on your council home, contact:
It is important that you take responsibility for starting to improve the situation.
- Make a list of all the debts you owe and put them in priority order
- Write down all your income and expenses
- See how much you have got to pay your debts
- Work out how much you can afford to pay to each creditor (a person or organisation you owe money to)
- Consider seeking advice from a debt advice agency such as the National Debtline
- Most importantly contact the Council’s Housing Department now to discuss ways of paying your arrears by instalments so that you can keep a roof over your head.
Report a loan shark - 0300 555 2222 Monday to Friday 9.00am to 5.00pm
Text LOAN SHARK and the lender's details to 60003
Check to see if a lender is licensed
You can check to see what companies have a licence by contacting
Consumer Credit Register 020 7211 8608 Monday to Friday 9.30am to 4.00pm
The National Debtline web site - Offers expert advice via the telephone and e-mail, enabling clients to deal with their debts in an informed and proactive way. Freephone telephone number is 0808 808 4000.
Age UK - Gives free advice on benefits and financial concerns for the over 50s, at www.ageconcern.org.uk or telephone 0800 169 6565
Financial Services Authority - Free Government money advice service, at www.fsa.gov.uk or telephone 0300 500 5000