First Homes

First Homes is a government scheme to help more people on to the property ladder.

A First Home is discounted by a minimum of 30% against the market value. After the discount has been applied, the first sale of the home must be at a price no higher than £250,000 to eligible households.

The discount will remain in perpetuity, so that future first time buyer purchasers will also benefit from the discount. 

You can only submit a First Homes application to us if you are:

  • a developer that is selling a First Homes scheme property to a first-time buyer
  • an estate agent that is working with both a current First Homes property owner and a new first-time buyer

You will need to download and complete a copy of our First Homes Application Pack.docx [docx] 291KB nd send it together with the required evidence to

You will also need to provide:

  • proof of address
  • last 3 month's payslips
  • last P60 (or signed off self-employed accounts)
  • last 3 months bank statements
  • a mortgage lender decision in principle (DiP)
  • confirmation of the eligibility criteria you meet and proof of this
  • any other evidence as require in the application form

We cannot consider application if the First Homes property has not been pre- reserved, or any other information is missing that is necessary to prove your eligibility for the scheme.

Local eligibility criteria

Only one applicant needs to meet the local connection criteria

  • The applicant or their partner are currently living in the Arun district and  have lived in the Arun district permanently for at least 3 years immediately prior to the application date; or are currently living in the Arun district and have lived permanently in the Arun District for 5 years out of the last 10 years.
  • The applicant or their partner has worked on a full or part time basis (16 hours per week) in the Arun District for the past 2 years and remains in employment in the Arun District.
  • The applicant or their partner needs to be in the Arun District to give or receive regular daily support from or for a close relative (parents, adult children, brother and/or sister). This support must be required on an ongoing long-term basis and cannot be provided by other family members or available support agencies. The family member must be permanently resident in Arun District and have lived here permanently for at least 10 years immediately prior to the application date.

National eligibility criteria

  • all First Homes applicant must be First-time buyers
  • combined Household income of all First Homes Applicants must not have exceeded £80,000 per annum

Application process for initial sale

Application process for initial sale
  Pre-sale set-up Marketing and customer reservation Authority to Proceed and Authority to Exchange Exchange and completion
Customer   Enquires and chooses to buy specific First Home
Selects conveyancer
Completes application pack, including supporting evidence
Pays reservation
Submits mortgage application
Completes legal declarations with conveyancer
Pays deposit
Moves in
Local authority Sets local eligibility criteria
s. 106 agreements
  Receives completed application pack, checks criteria are met and issues Authority to Proceed and conveyancer pack
Receives conveyancer's legal undertaking that the transaction is compliant and issues Authority to Exchange
Receives confirmation of completion and updates record
Developer Homes identified
Pre-sale valuations
s. 106 agreements
Markets for 3 months according to any local eligibility criteria. If no sale, markets for 3 months according to national criteria
Assists in completion of application pack and submits to local authority
Mortgage advisor   Assurance that customer can borrow (potentially with DIP)
Assists in completion of application pack
Mortgage lender     Mortgage application
Lender values for mortgage offer and conveyancer confirms transaction at MV less the discount
Provides mortgage funds for legal completion
Conveyancer   Conveyancer identified by customer Follows standard conveyancer instruction pack
Submits full legal declarations and undertaking to the local authority
Exchange of contracts
Registers restriction at HMLR
Informs local authority